Now open for early access

Pay global vendors
like they're next door

The accounts payable platform for growing businesses — invoice management, approval workflows, and international payments powered by stablecoin rails.

US, EU, UAE & Southeast Asia Fiat + stablecoin No crypto knowledge needed

Designed for companies paying vendors across

🇺🇸 United States 🇻🇳 Vietnam 🇮🇳 India 🇦🇪 UAE 🇮🇩 Indonesia 🇸🇬 Singapore 🇵🇭 Philippines 🇩🇪 Germany 🇬🇧 United Kingdom 🇫🇷 France 🇹🇭 Thailand 🇲🇾 Malaysia 🇺🇸 United States 🇻🇳 Vietnam 🇮🇳 India 🇦🇪 UAE 🇮🇩 Indonesia 🇸🇬 Singapore 🇵🇭 Philippines 🇩🇪 Germany 🇬🇧 United Kingdom 🇫🇷 France 🇹🇭 Thailand 🇲🇾 Malaysia
3–5d
Average SWIFT settlement
Paybl settles in minutes, not business days
3–5%
Hidden FX markup per wire
$150K+ lost annually on $5M in payments
14%
Cross-border payments fail
Each failure costs $347 to recover on average

How it works

Four steps. Your team
never touches crypto.

Your CFO approves invoices in dollars. The stablecoin settlement happens invisibly in between.

01
📄
Invoice arrives
Email, upload, or sync from your ERP. AI scans and extracts every field — no manual data entry.
02
☑️
Team approves
Route through your approval chain. Approve from Slack, email, or the Paybl dashboard.
03
⚡
Payment executes
Choose stablecoin rails or fiat. Vendor receives local currency in their bank account in minutes.
● Stablecoin or fiat — your choice
04
🔄
ERP synced
Every payment auto-posts to NetSuite, QuickBooks, or Xero. Reconciliation is automatic.

Everything included

The full AP stack,
built for global teams

Not just a payment tool. A complete accounts payable platform for companies with international vendors.

🌍
Global payments — stablecoin + fiat
Pay vendors in 80+ countries. Choose USDC stablecoin rails for speed and savings, or traditional fiat (SWIFT, SEPA, ACH) for familiarity. Your vendor receives their local currency — VND, IDR, INR, AED — directly in their bank account.
  • USDC / USDT stablecoin rails on Solana
  • Traditional SWIFT, SEPA, ACH also supported
  • Local currency delivery in 80+ countries
  • 24/7 settlement including weekends
🧾
Invoice management
AI-powered capture from email, upload, or API. Auto-matches to POs and vendors. Catches duplicates before they cost you.
  • AI OCR — zero manual entry
  • 2-way and 3-way PO matching
  • Duplicate detection
✅
Approval workflows
Build any approval hierarchy. Approve from anywhere. Full audit trail for compliance and finance ops.
  • Multi-level role-based routing
  • Approve via Slack or email
  • Spend limits and escalation rules
👥
Vendor management
Onboard vendors in minutes. Collect bank details, KYB documents, and currency preferences in a self-serve portal.
  • Self-serve vendor portal
  • KYB document collection
  • Payment history and status
🔗
ERP & accounting sync
Every payment auto-reconciles and posts to your accounting system. Month-end takes hours, not days.
  • NetSuite, QuickBooks, Xero, Zoho
  • Auto GL coding and FX tracking
  • Audit-ready exports
🛡️
Compliance built in
GENIUS Act compliant stablecoin rails. OFAC sanctions screening. AML/KYC handled via regulated partners.
  • GENIUS Act (US) compliant
  • MiCA (EU) compliant rails
  • OFAC + AML screening

Why Paybl

The only platform that does
all three.

AP workflow depth. Global payment reach. Stablecoin rails. No existing tool combines all three.

Paybl you Bill.com Tipalti Request Finance
Full AP workflow ✓ ✓ ✓ Partial
Stablecoin payments ✓ ✗ ✗ ✓
Fiat payments ✓ ✓ ✓ ✗
Emerging market corridors ✓ ✗ Limited Crypto only
ERP integration ✓ ✓ ✓ Basic
Non-crypto CFO friendly ✓ ✓ ✓ ✗
Settlement time Minutes 2–5 days 1–3 days Minutes

Payment corridors

Pay vendors anywhere. Receive anywhere.
🇺🇸 United States
🇪🇺 European Union
🇬🇧 United Kingdom
🇦🇪 UAE / Dubai
🇸🇬 Singapore
🇮🇳 India (UPI)
🇻🇳 Vietnam
🇮🇩 Indonesia
🇵🇭 Philippines
🇹🇭 Thailand
🇲🇾 Malaysia
+ 70 more countries

Early access

Join the waitlist

We're onboarding a small group of design partners first. Get early access and help shape the product.

optional — helps us prioritise

About your vendor payments

🔒 No spam. Just product updates when we're ready.

🎉
You're on the list

We'll be in touch as soon as your spot is ready.
We really appreciate the early interest.